What does a mortgage broker do?

A mortgage broker connects borrowers with lenders and helps find the right loan terms for your unique financial situation.

Why should I use Basis Point Mortgage instead of going directly to a bank?

We offer access to multiple lenders, personalized loan strategies, competitive rates, and faster service than traditional banks.

What areas do you serve?

We currently serve clients in Colorado, California, and Idaho for both residential and commercial loans.

What types of residential loans do you offer?

We offer conventional loans, FHA loans, VA loans, jumbo loans, refinancing options, and HELOCs.

What documents do I need to apply for a home loan?

Typically, you’ll need proof of income, tax returns, credit history, bank statements, and employment verification.

How long does the home loan process take?

The process usually takes 20–30 days, but timelines can vary depending on your situation and loan type.

How do I get started with a loan application?

You can start online by visiting our Start Application page.

How do I contact someone if I have questions?

Visit our Contact page to call, email, or schedule a consultation.